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**LAKE VIEWS!!!** Modern Craftsman waterfront property in Ridgebury Lake Estates overlooks Ridgeview Lake, offering a beautiful setting within the Town of Wawayanda and the Minisink Valley School District. Located right off heavily travelled Route 6 which runs through the Hamlet of Slate Hill, the property allows for easy commuter access to Interstate 84 and is just 20 minutes away from the Pennsylvania/New Jersey state border and the NJ Transit Railway. Additionally, the home is close to a variety of local parks, Nature Preserves, and State Forests, and is a short 15-minute drive to the City of Middletown, which features a variety of local restaurants, major shopping centers, and Orange County Community College. The striking exterior features heavy-timber dark wood trusses, vertical siding, and cream accents, with an optional upgrade to add stone to the exterior of the home. Inside, the 2, 074 sqft floor plan boasts 3 bedrooms and 2. 5 bathrooms, centered around an open-concept living area and a kitchen equipped with a plethora of cabinetry, stainless steel appliances, a center island, and quartz countertops. Double sliding glass doors in the living room open to a rear deck with expansive lake views. Just off the kitchen, you will find a practical mudroom connecting to a separate laundry room and the two-car attached garage, while the opposite side features the second and third bedrooms along with a shared full bathroom. The primary suite serves as a private retreat, complete with an extended closet and an en-suite full bathroom featuring a double vanity and a freestanding shower. For year-round comfort and efficiency, the home features spray foam insulation throughout, propane forced hot air for winters, and central air conditioning for the summer. Buyers also have incredible options to expand the footprint, including an available upgrade to finish an additional 323 sqft of living space above the garage—perfect for a home office or media room. Furthermore, the expansive lower level presents a fantastic future opportunity or immediate builder upgrade to finish the basement; already containing rough plumbing for a bathroom, finishing this space would bring an additional 2, 000 sqft (approx. ) of living space to the home. Schedule your private showing today to explore everything this lakeside property has to offer.
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Our Executive Mortgage Banker:
$829,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $663,999 | $663,999 | $663,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,152 | $1,152 | $1,152 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,770 | $4,088 | $5,603 |
| Total Monthly Payment | $5,014 | $5,332 | $6,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.