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Welcome home to this charming Craftsman-style house offering country living with no HOA, yet conveniently located just minutes from town. Step inside through the welcoming foyer into an open floor plan designed for comfortable everyday living and entertaining. The kitchen features beautiful quartz countertops, quality cabinetry with gold hardware, stylish lighting, a pantry, a smooth cooktop, microwave, dishwasher, refrigerator, an oversized island, and plenty of workspace with everything readily accessible to the cook. The dining area offers beautiful molding details and opens to the covered back porch overlooking the private fenced in level backyard - perfect for kids, pets, gatherings, or simply relaxing while enjoying the peaceful surroundings and occasional wildlife. The spacious primary suite is on the main level and features ceiling rope lighting hidden inside the moulding, a large walk-in closet, double vanities, garden tub, separate shower. Upstairs you’ll find two additional oversized bedrooms with ceiling fans, plus walk in attic access for extra storage. Additional features include luxury wood-look vinyl flooring, custom details throughout, beautiful lighting, and a true laundry room with shelving. Even the washer & dryer stay. Home has a two car garage and extra paved space for easy parking and backing out. Conveniently located near the interstate, schools, churches, shopping, dining, and more. USDA eligible location. Come see all this home has to offer!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 16x14 | Upper |
| Bedroom3 | 14x13 | Upper |
| DiningRoom | 12x11 | Main |
| Kitchen | 12x12 | Main |
| Laundry | 6x6 | Main |
| LivingRoom | 20x19 | Main |
| PrimaryBedroom | 16x15 | Main |
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Our Executive Mortgage Banker:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $123 | $123 | $123 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,642 | $2,159 |
| Total Monthly Payment | $1,799 | $1,840 | $2,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.