Welcome to this well-maintained 2-bedroom cooperative in the Bronx, a practical home offering straightforward living in an established residential neighborhood. The layout efficiently combines comfortable living spaces with functional amenities. The open living and dining area flows naturally, anchored by hardwood flooring and large windows that flood the space with natural light. The kitchen is equipped with white cabinetry, stainless steel appliances, and a tiled backsplash, making meal preparation straightforward and efficient. A pantry provides additional storage, and a dedicated laundry area with a washer eliminates the need for off-site facilities—a genuine convenience in an urban setting. Two generously proportioned bedrooms offer flexibility, whether needed for sleep, work, or guest space. The primary bedroom is notably spacious, while the second bedroom accommodates standard furnishings comfortably. A full bathroom serves the home with modern fixtures and practical storage. The property showcases solid construction with gray siding, decorative window grilles, and a secured entrance gate. The driveway provides dedicated off-street parking, a valuable feature in an urban area. The backyard features synthetic turf and white fencing, creating a low-maintenance outdoor space suitable for relaxation or entertaining, complete with a grill for outdoor cooking. The Daly Avenue corridor offers convenient access to neighborhood services and transit options. The tree-lined street reflects the area's residential character, with nearby amenities supporting daily life. The cooperative ownership structure provides cost-predictability through shared building maintenance and operation. This property appeals to buyers seeking straightforward, move-in-ready living without unnecessary complexity. The combination of dedicated parking, in-unit laundry, and outdoor space represents solid value in the current market. The functional design and well-maintained condition make this an efficient choice for those prioritizing practicality and neighborhood stability. Buyer(s) must not exceed HDFC income guidelines based on 130% AMI - 1 person: $147, 420: 2 people - $168, 480: 3 people - $189, 540: 4 people -$210, 600. Don't miss the chance to make this cooperative your home—schedule a viewing today!
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Our Executive Mortgage Banker:
$189,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $907 | $943 | $1,256 |
| Total Monthly Payment | $982 | $1,018 | $1,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.