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If you are looking for a furnished home in a 55+ waterfront community with plenty of space to spread out and enjoy Florida living, this 2BR/2BA home in Harbor Isles is a must-see. Offering 1, 482 sq. ft. of interior space plus an enclosed lanai and additional screened area, this home provides plenty of room to relax and entertain. The spacious living room features windows spanning across the front of the home, while the oversized kitchen offers abundant cabinetry, workspace, and pantry storage. Dining options include both a separate dining area with built-in hutch and a dinette/family room with wet bar for casual meals and game nights. Sliding glass doors near the kitchen open to the lanai, creating ideal indoor-outdoor living. A large primary suite offers a private retreat with newer windows and a generously sized bathroom, while the split-bedroom floor plan allows guests added privacy with direct access from the second bedroom to the hall bath. Recent updates include a new shingle roof and water heater in 2023, new A/C in 2024, a vapor barrier update in 2026, plus some updated flooring. A large storage shed located under the carport houses the washer and dryer. An older 16’ Glaspro boat with motor and trailer is available to the buyer at no additional cost. Harbor Isles is a gated, land-owned, pet-friendly community offering marina access to the Myakka River, and the Gulf, along with an expansive heated pool and spa, large clubhouse, fitness center with showers and sauna, billiards, tennis, bocce ball, shuffleboard, kayak launch, marina, and fishing opportunities. An active social calendar with clubs, gatherings, and community events offers plenty of opportunities to socialize and connect. The low HOA fee of just $196/month makes this package even more attractive. Conveniently located near shopping, dining, golfing, spring training baseball, quality healthcare, and beautiful Gulf beaches, this home offers plenty of living space, recent improvements, and access to fantastic community amenities for either year-round or seasonal living. Call today to schedule your private showing!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $107,600 | $107,600 | $107,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $663 | $679 | $894 |
| Total Monthly Payment | $924 | $940 | $1,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.