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One or more photo(s) has been virtually staged. This charming 2-story townhome in Lakes of Pine Run offers peaceful lakefront living with tranquil water views from both levels. The inviting living room features a cozy wood-burning fireplace and French doors that open to a screened lakefront lanai, the perfect spot to enjoy your morning coffee while watching turtles swim by. The updated kitchen boasts granite counters, white cabinetry, stainless steel appliances, and an eat-in nook, making meal prep and casual dining a pleasure. Upstairs, the primary suite overlooks the lake and includes an en-suite bath with a walk-in shower, creating a private retreat. A second bedroom and full guest bath on the same level provide comfortable accommodations for family or visitors. Additional conveniences include a first-floor laundry area, half bath, extra storage room, and one assigned covered parking space. Practical updates such as a newer HVAC system and fresh interior paint add extra peace of mind and a move-in-ready feel. Residents of Lakes of Pine Run enjoy a low-maintenance lifestyle with access to a community pool, as well as tennis and pickleball courts, all just a short drive from Ormond Beach’s shops, dining, parks, and sandy beaches
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $37 | $37 | $37 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,024 | $1,339 |
| Total Monthly Payment | $1,097 | $1,136 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.