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Step into timeless charm at 20 Spring Street in Ware. This Victorian-inspired home offers character you just don’t find every day, featuring a beautiful spiral staircase, unique architectural details, and a warm, inviting feel throughout. Inside, you’ll find an impressive amount of storage and closet space, along with a flexible layout that offers both comfort and functionality. The bright front sunroom creates the perfect private space for relaxing with your morning coffee or surrounding yourself with thriving plants year-round. The sunny back deck is ideal for enjoying warm afternoons, entertaining guests, or simply unwinding outdoors. The yard is partially fenced already and could easily be fully enclosed with minimal effort. Located just moments from Grenville Park, the home also offers easy access to trails, recreation, and the beauty of the area. Additional features include two staircases leading to the lower level, adding both convenience and character.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet, Flooring - Laminate | First |
| Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
| Bedroom 4 | Closet, Flooring - Wall to Wall Carpet | Second |
| Dining Room | Ceiling Fan(s), Flooring - Vinyl | First |
| Kitchen | Flooring - Laminate, Pantry | First |
| Living Room | Ceiling Fan(s), Flooring - Vinyl | First |
| Master Bedroom | Closet, Flooring - Wall to Wall Carpet, Attic Access | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,552 | $1,634 | $2,110 |
| Total Monthly Payment | $1,964 | $2,046 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.