74 N Emerald Drive, Rock Hill, NY, 12775 | $275,000

Nestled in the highly sought-after Emerald Green Community, this charming and affordable ranch offers the perfect blend of comfort, privacy, and convenience. Situated on a serene 0. 46-acre lot, 74 North Emerald Drive features 928 square feet of inviting living space, plus a bright enclosed porch/sitting room adding an additional 230 square feet for year-round enjoyment. A spacious wraparound deck provides the ideal setting for relaxing or entertaining while taking in the peaceful surroundings. Whether you're searching for a starter home, weekend retreat, or the perfect downsizing opportunity, this delightful property is in move-in condition and is ready to welcome you home. This well-maintained ranch features two spacious bedrooms with ample closet space, including a primary suite with its own private half bath. The oversized living room is warm and inviting, highlighted by a stunning brick wood-burning fireplace — perfect for cozy winter evenings. The kitchen is both functional and stylish, offering granite countertops, generous cabinet storage, and a convenient pantry closet. A side entrance leads into a practical mudroom complete with a washer and dryer closet, adding everyday convenience and extra storage space. The outdoor space offers the perfect setting to relax, entertain, and enjoy nature. Host summer BBQs and gatherings on the expansive wraparound deck or create your own private garden oasis in the spacious yard. Two backyard sheds provide plenty of room for tools, outdoor equipment, and all your additional storage needs. Residents of Emerald Green enjoy access to Sullivan County’s premier private lake community, offering an exceptional lifestyle surrounded by natural beauty and resort-style amenities. The community features two brand-new pools overlooking a sandy lakeside beach, along with three pristine lakes for swimming, fishing, and non-motorized boating, with boat slips available for rent. Additional amenities include playgrounds, basketball, tennis, and pickleball courts, a dog run, and an indoor clubhouse complete with a fitness center. Throughout the year, Emerald Green hosts a variety of community events including holiday celebrations, seasonal fireworks, activities for all ages, exercise classes, game nights, and more — creating a warm and welcoming neighborhood atmosphere. Residents also benefit from municipal water and sewer services, as well as town-provided road maintenance and snow removal. Located in the heart of Rock Hill, this home offers the perfect balance of peaceful country living and everyday convenience. Known for its small-town charm, local shops, restaurants, and easy access to the city, Rock Hill has become one of Sullivan County’s most desirable destinations for both full-time residents and weekend homeowners alike.

Features

  • Amenities: Basketball Court, Boat Dock, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Playground, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1974
  • Heating: Baseboard, Electric
  • Cooling: Wall/Window Unit(s)
  • Basement: Bilco Door(s), Crawl Space, Unfinished
  • Approx Sq. Feet: 928
  • Acreage: 0.46
  • Est. Taxes: $5,438
  • HOA Fee: $1,831 Annually
  • Lot Desc: Part Wooded, Private
  • View: Neighborhood, Trees/Woods
  • Elem. School: Kenneth L Rutherford School
  • Middle School: Robert J Kaiser Middle School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Water Heater, Freezer, Refrigerator, Washer
  • MLS#: 1000673
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1000673/74nemeralddrive_rockhill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Catskills Home Services   Phone: 845-397-7768

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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74 N Emerald Drive, Rock Hill, NY, 12775

$275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $220,000 $220,000 $220,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,355 $1,409 $1,842
Total Monthly Payment $1,883 $1,937 $2,370

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.