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249 High Street, Shandaken (Phoenicia), NY, 12464 | $450,000
Set on a wooded bluff above the Esopus Creek, this updated 1974 Cape offers Catskills charm, modern upgrades, and a strong connection to the outdoors. A broad 341 sq ft deck welcomes you at the entry—perfect for gathering, grilling, or simply listening to the seasonal stream that borders the property winds down toward the creek below. Inside, the 1, 044 sq ft home features a ground-level bedroom, a great room with bamboo plank floors, and a bay window framing distant mountain views. The open kitchen is fully renovated with custom cabinetry, granite counters, and stainless appliances. A spiral staircase leads to a light-filled mezzanine loft with a window, closets, and space for sleeping, working, or retreating—currently used as a second bedroom. Improvements include a standing seam metal roof (2005), cedar clapboard siding (2008), rebuilt driveway with stormwater management, as well as newer windows. Tucked against over 130 acres of NY State Forest, this tranquil property blends privacy and proximity—just minutes from Main Street Phoenicia and abundant trailheads nearby.
Features
- Town: Shandaken
- Rooms: 5
- Bedrooms: 1
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1974
- Garage: 2-car
- Heating: Electric
- Cooling: None
- Basement: Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,044
- Acreage: 2.71
- Est. Taxes: $3,741
- Lot Desc: Borders State Land, Near Public Transit, Near Shops, Part Wooded, Private, Sloped, Views
- View: Mountain(s), Trees/Woods
- Elem. School: Reginald Bennett Elementary School
- Middle School: Onteora Middle School
- High School: Onteora High School
- School District: Onteora
- Appliances: Electric Range, Electric Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 884747
- Days on Market: 172 days
- Website: https://www.raveis.com
/prop/884747/249highstreet_shandaken_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
249 High Street, Shandaken (Phoenicia), NY, 12464
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $312 | $312 | $312 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,246 | $2,965 |
| Total Monthly Payment | $2,543 | $2,633 | $3,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535