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Opportunity awaits at 929 Mt. Gallant Road in Rock Hill, SC! This classic 1967 brick ranch sits on a large corner lot and offers endless potential for investors, renovators, or buyers looking to create their dream home while building equity. Featuring 3 bedrooms, 1 ½ bathrooms, and approximately 1, 220 square feet, this single-level home delivers a functional floor plan, spacious living areas, and timeless mid-century character throughout.
Inside, you'll find a bright and spacious living room filled with natural light from oversized front windows. Original hardwood flooring is present in several bedrooms and living areas, complemented by vintage finishes that reflect the home's era and charm. The galley-style kitchen offers ample cabinetry, laminate countertops, and a practical layout rea ready for modernization or restoration. Both bathrooms showcase classic vintage tilework in retro pastel tones, adding nostalgic character that many buyers appreciate and seek to preserve.
The home retains many original features while also offering important updates, including a newer natural gas furnace installed approximately two years ago. Additional highlights include central HVAC, hallway storage, generous bedroom sizes, and durable four-sided brick construction.
Outside, the large corner lot provides excellent visibility, accessibility, and flexibility for future improvements. The spacious yard offers room for outdoor entertaining, gardening, expansion, or additional parking. Mature trees and established landscaping create shade and a sense of privacy, while the surrounding area provides convenient access to shopping, restaurants, employment centers, and major roadways (I77 is 1 mile away) throughout Rock Hill.
The property does require repairs and updating, including roof, fascia, soffit, and window work, making it an ideal opportunity for investors, flippers, rental property owners, or buyers seeking a renovation project with upside potential. With solid brick construction, a desirable lot, and a convenient location, this property provides tremendous value and possibilities for customization.
Conveniently located near local amenities, commercial corridors, and commuter routes, this property combines accessibility with long-term investment potential. Whether you're searching for your next flip, rental investment, or a home to renovate and personalize, 929 Mt. Gallant Road presents a rare opportunity at an attractive price point.
Property sold as-is. Buyer to verify all information deemed important.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,116 | $1,440 |
| Total Monthly Payment | $1,350 | $1,407 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.