896 County Road 13, Old Chatham, NY, New York, property flyer

896 County Road 13, Old Chatham, NY, 12136 | $650,000

Nestled within the serene hamlet of Old Chatham, this exceptional country home offers 43 private acres with stream frontage and abundant wildlife. Thoughtfully renovated and impeccably maintained, the residence seamlessly blends timeless rural character with modern comfort. Recent enhancements include a beautifully redesigned kitchen and bath, upgraded sound attenuation for enhanced privacy, a standing seam metal roof, updated electrical wiring with a 200-amp panel, HVAC with central air conditioning, whole-house water treatment with reverse osmosis, and a new well pump.

Designed for those seeking an escape immersed in nature, the property invites effortless, low-maintenance indoor-outdoor living. Spend quiet mornings on the porch overlooking the landscape, start a garden, blaze trails through the natural corridors, or unwind beside the soothing sounds of the stream that borders the property. A secluded natural pond tucked along the southern edge further enriches the home's sense of tranquility and discovery.

Moments away lies the historic heart of Old Chatham, including the beloved Jackson's Old Chatham House, a landmark tavern cherished for generations. Surrounded by Columbia County's celebrated equestrian estates, historic farms, and scenic country roads, the property also enjoys convenient access to the cultural, culinary, and boutique destinations of Chatham, Hudson, and Ghent.

As an extra perk, the bee hive colony with electric fencing (further away from the home), furnishings, kayaks, and more are available if the buyer desires.

Features

Rooms: 3
Bedrooms: 2
Baths: 1 full
Style: Cabin
Year Built: 1986
Heating: Forced Air

Cooling: Central Air
Basement: Partial, Storage Space
Acreage: 43.13
Est. Taxes: $5,449
Lot Desc: Many Trees, Native Plants, Private, Secluded, Wooded, Stream On Lot
View: Trees/Woods

School District: Chatham
Appliances: Gas Oven, Refrigerator, Washer/Dryer
MLS#: 20262481
Days on Market: 3 days
Website: https://www.raveis.com
/prop/20262481/896countyroad13_oldchatham_ny?source=qrflyer

Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Keyology

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
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896 County Road 13, Old Chatham, NY, 12136

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$520,000	$520,000	$520,000
Term	360 months	360 months	180 months
Initial Interest Rate**	6.250%	6.625%	5.875%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.609%	6.776%	6.078%
Monthly Tax Payment	$454	$454	$454
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$3,202	$3,330	$4,353
Total Monthly Payment	$3,748	$3,876	$4,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.