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Welcome to Country Club Gardens, a beautifully maintained South Shore cooperative community in the heart of West Babylon. This inviting 1-bedroom, 1-bath second-floor co-op offers a bright, comfortable layout with a spacious living room/dining room, generous bedroom, excellent closet storage, and a private terrace/balcony to enjoy outdoor space. The eat-in kitchen features abundant cabinetry, an updated marble backsplash, new microwave, new refrigerator, and a convenient enclosed washer/dryer room with pantry storage. The home has been very well kept throughout, with warm wood-style flooring, crown moldings installed in the bedroom and bathroom, a full bath with tub, and an air conditioner replaced approximately three years ago. The unit is also wired for both Verizon fiber optic and Optimum, offering excellent connectivity options. Recent community improvements include power-washed patios and balconies, along with newly installed wrought iron railing. Cats allowed. Set within the well-kept Country Club Gardens community, residents enjoy beautifully maintained grounds, landscaped common areas, courtyard green space, playground area, and a convenient South Shore location close to shopping, dining, hospitals, major roadways, parks, beaches, and transportation. Just minutes to the Babylon LIRR station, with service to Penn Station and Grand Central Madison in approximately one hour, about 15 minutes to Fire Island National Seashore, approximately 12 minutes by car to Good Samaritan University Hospital, and roughly 45 minutes to JFK International Airport. A wonderful opportunity to own a clean, comfortable, move-in-ready second-floor co-op in a convenient West Babylon location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$304,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $243,999 | $243,999 | $243,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,502 | $1,562 | $2,043 |
| Total Monthly Payment | $1,577 | $1,637 | $2,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.