16 S Montgomery Avenue, Bay Shore, NY, 11706 | $1,699,999

Stunning new construction modern farmhouse where every detail has been thoughtfully curated from the ground up. A dramatic board-and-batten exterior with contrasting dark and white facades, warm wood entry doors, a standing seam metal roof, and professional landscape lighting create undeniable curb appeal from the moment you arrive. Step inside to a soaring two-story foyer anchored by a sculptural floating staircase with wide-plank white oak treads and sleek cable railings, opening seamlessly to an expansive open-concept living space flooded with natural light. The chef's kitchen features a generous quartz island, brass pendant lighting, and a dining skylight overhead, all flowing effortlessly into the great room and out through sliding glass doors to lush private grounds. Wide-plank hardwood floors, recessed lighting, and designer finishes run throughout every room. A rare dual primary suite layout offers unmatched flexibility — a full primary suite on the main level with walk-in closet and spa bath for single-floor living, plus a second grand primary suite upstairs with dual walk-in dressing rooms, a seating area, and a luxurious en suite bath — ideal for multi-generational living, extended guests, or simply having options. Perfectly situated just steps from the Fire Island Ferry, a vibrant main street filled with dining and shopping, and a growing medical corridor anchored by a brand new state-of-the-art hospital. New construction quality, designer finishes, and an unbeatable location — this one will not last.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Style: Colonial
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Other
  • Cooling: Central Air
  • Approx Sq. Feet: 4,250
  • Acreage: 0.44
  • Est. Taxes: $0
  • Elem. School: Gardiner Manor School
  • Middle School: Bay Shore Middle School
  • High School: Bay Shore Senior High School
  • School District: Bay Shore
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • MLS#: 1001224
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/1001224/16smontgomeryavenue_bayshore_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Serhant East End LLC   Phone: 646-480-7665

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

16 S Montgomery Avenue, Bay Shore, NY, 11706

$1,699,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,359,999 $1,359,999 $1,359,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,616 $8,264 $11,385
Total Monthly Payment $7,741 $8,389 $11,510

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.