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Discover the stunning mini-mansion estate with 4+ bed, 4. 5 bath and a 4 car garage with privacy and panoramic scenery on nearly 15 acres, featuring a beautiful mix of open meadows and wooded acreage with sweeping valley views. The stately exterior is defined by a grand, pillared front porch, leading into a main level. The interior boasts a sun-drenched living room with a fireplace, built-in shelving, and classic bay windows, along with a family room and a convenient half bath. The kitchen with dining area is renovated with cherry cabinetry, granite countertops, tile floors, a central island, new appliances and sliding doors to the back deck. The formal dining room with access to the back deck and beautiful views! Completing the 1st floor is the laundry room with extra storage and access out to the garage and the front of the house. The 2nd floor serves as a comfortable retreat with a hallway leading to a private, covered second-story porch—a perfect spot for morning coffee with a view. The primary suite offers a walk-in closet and a spa-like bathroom with a soaking tub and double sinks. There is a suite like bedroom with private bathroom and a 3rd bedroom with a full bath and the 4th bedroom that completes the 2nd floor. The standout feature of this mini mansion is the 3rd floor "penthouse" suite, offering boundless potential to suit your specific needs. This level is equipped with a living area/bedroom, full bath, walk-in closet, and a kitchenette. For a truly unique experience, step out onto the rooftop observation deck for unparalleled 360-degree vistas of the surrounding countryside. Rounding out this impressive residence is a partially finished basement and an oversized four-car garage, both featuring high-quality tongue-and-groove finishes. Outside, the sprawling back deck includes a lanai to enjoy the landscape in any weather. Ideally situated, you are just 10 miles from Cooperstown and 25 miles from Oneonta. With 4+ bedrooms and 4. 5 bathrooms across 4 levels of refined spacious living, with high-speed internet~this property offers everything you need! PLEASE DO NOT GO TO PROPERTY WITHOUT AN APPOINTMENT! SURVEILLANCE CAMERAS AROUND THE PROPERTY!
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Our Executive Mortgage Banker:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $239 | $239 | $239 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,197 | $3,324 | $4,346 |
| Total Monthly Payment | $3,527 | $3,654 | $4,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.