13 Harbourside Lane, #7146, Hilton Head Island, SC, 29928 | $619,000

Located on the 3rd floor as a desirable corner end unit, this beautifully renovated 1-bedroom, 1. 5-bath villa offers the perfect blend of luxury, privacy and resort-style living in the heart of Shelter Cove on Hilton Head Island. With no one above you and an expansive wraparound patio designed for entertaining, this rare offering captures the essence of Lowcountry coastal living. Recently updated with high-end finishes and stylish new furnishings, the villa is completely move-in ready. The spacious open layout is filled with natural light and enhanced by the additional windows only an end unit can provide. Major improvements include a new HVAC system in 2024 and new electrical panel in 2026. Enjoy effortless access via elevator along with the security of a gated, pet-friendly community. Just outside your door, stroll to the waterfront restaurants, shops, marina and entertainment of Shelter Cove. Owners and guests also enjoy community beach access through Palmetto Dunes along with world-class amenities including an on-site pool and hot tub in Shelter Cove, and championship golf, pickleball and racquet sports, miles of scenic bike trails, plus the ability to kayak or canoe through Palmetto Dunes' renowned 11-mile lagoon system. Seasonal Dunes Buggy transportation offers convenient access throughout Palmetto Dunes, the beach and Shelter Cove Marina. Whether you are searching for a primary residence, luxurious vacation retreat or investment property, this exceptional top-floor villa delivers location, lifestyle and luxury in one of Hilton Head Island's most desirable destinations.

Features

  • Parking: Unassigned
  • Heating: Electric,Heat Pump
  • Cooling: Central Air,Electric,Heat Pump
  • Amenities: Marina,Elevator(s),Golf Course,Pool,Guard,Tennis Court(s),Trail(s)
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Complex: HARBOURSIDE II VILLAS
  • Development: Palmetto Dunes/Shelter Cove
  • Year Built: 1983
  • Approx Sq. Feet: 1,123
  • View: Pool
  • Water Front: Yes
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Washer
  • MLS#: 508653
  • Website: https://www.raveis.com
    /prop/508653/13harboursidelane_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Keller Williams Realty   Phone: 843-682-8100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13 Harbourside Lane, #7146, Hilton Head Island, SC, 29928

$619,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $495,200 $495,200 $495,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,049 $3,127 $4,112
Total Monthly Payment $3,141 $3,219 $4,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.