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This charming vernacular Fold Victorian blends timeless character with everyday comfort. Offering 3 bedrooms, 1. 5 baths, and over 1, 600 square feet, this home is full of warmth, craftsmanship, and historic beauty. From the moment you step inside, you'll appreciate the rich character and attention to detail that only an 1800s home can offer. Natural sunlight pours throughout the home, highlighting the stunning wide-plank hardwood floors, soaring 9+ foot ceilings, and beautifully preserved woodwork. The gorgeous staircase banister creates a striking focal point, while the inviting front porch is the perfect place to relax and enjoy the neighborhood charm. The spacious front bedroom features a delightful morning room, ideal for morning coffee, reading, or a cozy sitting area. Every room offers a sense of charm and personality that makes this home truly special. Situated on a double lot, the outdoor space provides plenty of room to entertain, garden, or unwind around the fire pit while enjoying seasonal fireworks. Conveniently located within walking distance to downtown restaurants and the marina, this home also offers easy access to shopping, local eateries, and major highways, making it the perfect blend of historic elegance and modern convenience. Situated on a rare double lot, 20 & 22 Summer Street offers expanded space and flexibility with two adjoining parcels being conveyed together.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Half Bath | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,200 | $207,200 | $207,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $466 | $466 | $466 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,276 | $1,308 | $1,721 |
| Total Monthly Payment | $1,817 | $1,849 | $2,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.