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455 Lydia Drive, Charleston, SC, 29412 | $775,000
Welcome home to 455 Lydia Drive, a charming single-story brick ranch located in the highly desirable Laurel Park neighborhood of James Island. Nestled on a private, quiet, and beautiful . 34-acre lot beneath mature oak and magnolia trees, this classic Lowcountry property offers timeless character, thoughtful updates, and an unbeatable location just minutes from Downtown Charleston. Conveniently situated near the crossroads of Folly Road and Harbor View Road and only moments from the James Island Connector, this home provides quick access to Harbor View Elementary School, Downtown Charleston, Folly Beach, West Ashley, shopping, dining, medical and everything the Charleston lifestyle has to offer. This well-maintained 3 bedroom, 2 bathroom home features over 1, 800 square feet of invitingliving space with beautiful hardwood floors throughout. The spacious floor plan offers multiple living and entertaining areas, including a sun-filled formal living room highlighted by a striking floor-to-ceiling window, a formal dining room, and a charming flex space with exposed brick and tall windows - perfect for a home office, sunroom, playroom, or additional sitting area. The kitchen features custom cabinetry, granite countertops, gas range w/griddle, and stainless steel appliances and opens seamlessly to a cozy family room ideal for everyday living and entertaining. The primary suite includes an updated bathroom - custom tile, glass enclosed shower w/waterfall feature - while additional major improvements include a new roof (2023), HVAC and ductwork replacement (2022), electrical rewiring, updated hall bathroom, updated laundry room (washer and dryer convey), tankless water heater, encapsulated crawlspace (dehumidifier replaced 2023), and kitchen updates. Outside, the property offers an attached one-car garage, storage shed/outbuilding, paver patio, landscape lighting, and an amazing outdoor space for kids, pets, entertaining and relaxation. This quintessential James Island home combines charm, functionality, mature landscaping, and an exceptional location in one of Charleston's most convenient and established neighborhoods.
Features
- Amenities: Trash
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
- Style: Ranch
- Development: 21 - James Island
- Year Built: 1958
- Garage: 1-car Attached
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,808
- Acreage: 0.34
- Lot Desc: 0 - .5 Acre, Wooded
- Elem. School: Harbor View
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 26014334
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/26014334/455lydiadrive_charleston_sc?source=qrflyer
Listing courtesy of Coldwell Banker Realty
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Yokadi Mejia, William Raveis Insurance
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Yokadi.Mejia@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
455 Lydia Drive, Charleston, SC, 29412
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,817 | $3,915 | $5,149 |
| Total Monthly Payment | $3,909 | $4,007 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484