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One or more photo(s) has been virtually staged. This is a rare find sitting on nearly a full acre in Lutz with NO HOA, NO CDD, and no flood zone, and is fully move in ready for its next owner to call home. This north facing double wide was built in 2001 and sits on a concrete slab, giving you the space, freedom, and privacy that is getting harder to find in Tampa Bay.
Inside you’ll find new laminate flooring, blinds, lots of natural light, and a functional layout ready for everyday living. The home is built on a also features a water softener system and a screened in lanai, also built on a concrete slab, overlooking the backyard and pond view. Spend your evenings fishing right from your own backyard while enjoying the peaceful setting this property offers.
The fenced yard creates separation from neighboring properties and gives you endless possibilities with room for trucks, trailers, boats, RVs, pets, gardening, future additions, or even building the garage or workshop you’ve always wanted. There is already an electrical hookup in place for an RV, making it easy to store your toys and enjoy the property without the restrictions of an HOA telling you what you can and cannot do. The property is zoned AS-1 (Agricultural Single Family) allowing the owner the ability to keep livestock such as horses or cattle, poultry, and even enjoy small scale farming or horticultural use. While AS-1 zoning allows only one single family residence per parcel, it still provides far more flexibility and usable land options compared to many standard residential neighborhoods in the area. Property owners can typically build additional detached structures such as barns, stables, greenhouses, workshops / garages, giving you even more ways to maximize the land and create your ideal dream setup. There is immense value in having this type of zoning, land, and flexibility this close to the city, especially as properties with usable acreage continue to become harder to find in Tampa Bay.
Icing on the cake, directly across the street is the Violet Cury Nature Preserve with over 160 acres of trails and nature views, while still being conveniently located near Bearss Ave and I275 for an easy commute. Roof fully replaced in 2021. Whether you want space to spread out, enjoy a more rural lifestyle, or invest into land without heavy restrictions, this property checks all the boxes. Schedule your showing before it’s gone.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,920 | $299,920 | $299,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,920 | $2,511 |
| Total Monthly Payment | $2,005 | $2,078 | $2,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.