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Welcome to your condo home at 141 Fernery Road #A3, Lakeland, FL 33809! This first floor corner unit 2 bedroom, 1 bath, 840 square foot condo is the perfect blend of community and affordability that you've been looking for. Owner occupants and Investors alike will love this friendly HOA! The condo is surrounded by greenery and bodies of water. You'll see why we call it Lakeland! The Sandy Cove community is tucked back into a cozy corner of Lakeland, near shops, Starbucks, lakes, Lakeland Square Mall, Lakeland Regional Medical Center and major roads. This exclusive end-unit residence is front facing to the courtyard/ dog park area and the rear enclosed patio opens up straight to the pool! It's almost like having your own private pool! Live the Florida life here. Your kitchen comes equipped with new, never-used stainless appliances, in-unit clothes washer and dryer, open floor plan. The primary bedroom has a walk-in closet and en-suite bathroom. The second bedroom is also connected to the bathroom. The second bedroom can be used as a home office or as a guest suite. The luxury upgraded bathroom is graced by a glass-door encased tiled shower stall with a sitting bench and towel holder. The bathroom has over-the-toilet cabinets, medicine cabinet, and extra large mirror. Enjoy lounging in your rear enclosed patio with built-in storage closet. When you're ready, exit your rear porch and you are immediately welcomed to the large pool, lounge chairs and outdoor tables. Your dedicated parking space (A3) sits right outside the unit and your mailbox (A3) is right around the building corner. All of this with a low monthly HOA and under $100k! Did we mention that your water bill is paid for by the HOA fee? Yes! So what are you waiting for? Why haven't you come and seen the unit yet?! Facts, statements, and measurements are believed accurate by Seller and Listing Broker, however, they cannot be guaranteed or warranted. Buyer and Buyer's agent must confirm all facts, statements and measurements for themselves. Seller requests no seller finance, subject to (subto), wholesale, or assignable offers. Schedule your showing today.
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Our Executive Mortgage Banker:
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $78,000 | $78,000 | $78,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $480 | $493 | $648 |
| Total Monthly Payment | $555 | $568 | $723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.