2620 TRENT ROAD, Palm Harbor, FL, 34684 | $530,000

Extremely rare waterfront fixer-upper gem in one of the most desirable and rapidly appreciating corners of Lake Tarpon. The seller’s surprise relocation gives you the rare chance to snatch up this 4 bed, 3 bath luxury two-floor home on a lushly landscaped . 42-acre lot with 150 feet of seawalled water frontage at the lowest price per sq ft in the area. Gutted down to the studs and ready for your vision, this home offers excellent opportunity for investors and savvy owner-occupants alike. So what makes this one so special? 1) Direct canal access to Lake Tarpon, with 150 ft of water frontage and seawall already in place. 2) Oversized . 42-acre lot, with plenty of room for toys and boats, hosting, and potential future enhancements. 3) Massive 2-car garage providing ample extra storage space. 4) Huge back patio area with sliding glass doors, inviting you to unwind and savor peaceful evenings surrounded by nature. 5) 4 bedrooms and 3 bathrooms including a spacious upstairs master suite with walk-in closet and private bath. 6) Expansive family room with open-concept layout downstairs. 7) Large modern windows throughout providing an abundance of natural light and beautiful views. 8) Lush natural landscaping with mature palms and flowering trees in a serene tropical setting. 9) Prime location near schools, parks, restaurants, shopping, golf courses, and Tampa International Airport. Whether you're looking for your next flip, a long-term hold, or the perfect opportunity to design your dream waterfront home, this property offers unbeatable value and lifestyle potential in Palm Harbor. Easy to show. No HOA/CDD. Feel free to soft pitch before writing anything up. Ask me anything, big or small. If this is “NOT ON MY MLS, ” disclosures and MLS info sheets are available. No assignable contracts accepted.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 150 x 82
  • Laundry: Inside, Laundry Room
  • Year Built: 1952
  • Garage: 2-car Driveway
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 3,640
  • Acreage: 0.42
  • Lot Size: 150 x 82
  • Est. Taxes: $6,096
  • Lot Desc: In County, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8413075
  • Days on Market: 286 days
  • Website: https://www.raveis.com
    /prop/TB8413075/2620trentroad_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 11:32:13 PM)
Listing courtesy of RICHARD PETERS REALTY LLC   Phone: 352-448-9712

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2620 TRENT ROAD, Palm Harbor, FL, 34684

$530,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $424,000 $424,000 $424,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $508 $508 $508
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,539 $2,645 $3,493
Total Monthly Payment $3,139 $3,245 $4,093

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.