12125 KNOTTY PINE LOOP, San Antonio, FL, 33576 | $399,975

Welcome to a beautifully maintained 3-bed, 2-bath home that truly feels like a retreat — perfect for families, retirees, or anyone looking for comfort and space. Built in 2002 with solid concrete block and stucco construction, this home sits on a rare 0. 42-acre lot in the heart of charming, old-Florida San Antonio. Step inside to an open-concept layout featuring a bright kitchen with quartz countertops, a welcoming dining area, and a spacious living room ideal for gatherings. Double French doors connect the living room and primary suite to the expansive air-conditioned Florida room, offering nearly 12 feet of open access to the fully screened-in pool area — perfect for relaxing, entertaining, or enjoying the Florida sunshine year-round. The primary suite includes a generous walk-in closet, updated cabinetry, and a beautifully finished bathroom with a large, inviting shower. This home is designed for comfort and efficiency with central HVAC, a split system heat pump, electric backup heat, 10 ceiling fans, dual-pane windows, and extra attic insulation. Fresh interior and exterior paint, along with durable laminate and tile flooring, make it move-in ready. Outside, the fully fenced backyard offers a low-maintenance, water-conserving landscape, plus space for gardening, a storage shed, and parking for a lawnmower or tools. There’s plenty of room for a fishing boat or utility trailer, plus off-street parking for 4+ vehicles. The home also includes an enclosure for a backup generator with a 50-amp temporary input option. Enjoy peace of mind with a top-quality GAF asphalt shingle roof (2019) and the convenience of an attached 2-car garage. HVAC sqft is 1609 as reflected in public record, however, actual HVAC sqft is 1951 due to Florida room HVAC install. Located just 35 miles north of Tampa, this quiet neighborhood offers quick access to I-75, Publix, restaurants, the post office, and more. Saint Leo University and beautiful Lake Jovita are only a mile away, and several AdventHealth hospitals are within a short drive. City water here is known for being exceptionally clear and great tasting. This is a rare opportunity to own a spacious, well-cared-for home in one of Florida’s most charming small towns.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,607
  • Acreage: 0.42
  • Est. Taxes: $2,713
  • HOA Fee: $24 Monthly
  • Pool: Fiberglass, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Range, Range Hood, Refrigerator
  • MLS#: TB8509654
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8509654/12125knottypineloop_sanantonio_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 6:08:56 AM)
Listing courtesy of ELITE BROKERS, LLC   Phone: 813-312-3063

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12125 KNOTTY PINE LOOP, San Antonio, FL, 33576

$399,975

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,980 $319,980 $319,980
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $226 $226 $226
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,049 $2,679
Total Monthly Payment $2,271 $2,350 $2,980

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.