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Welcome to a beautifully maintained 3-bed, 2-bath home that truly feels like a retreat — perfect for families, retirees, or anyone looking for comfort and space. Built in 2002 with solid concrete block and stucco construction, this home sits on a rare 0. 42-acre lot in the heart of charming, old-Florida San Antonio. Step inside to an open-concept layout featuring a bright kitchen with quartz countertops, a welcoming dining area, and a spacious living room ideal for gatherings. Double French doors connect the living room and primary suite to the expansive air-conditioned Florida room, offering nearly 12 feet of open access to the fully screened-in pool area — perfect for relaxing, entertaining, or enjoying the Florida sunshine year-round. The primary suite includes a generous walk-in closet, updated cabinetry, and a beautifully finished bathroom with a large, inviting shower. This home is designed for comfort and efficiency with central HVAC, a split system heat pump, electric backup heat, 10 ceiling fans, dual-pane windows, and extra attic insulation. Fresh interior and exterior paint, along with durable laminate and tile flooring, make it move-in ready. Outside, the fully fenced backyard offers a low-maintenance, water-conserving landscape, plus space for gardening, a storage shed, and parking for a lawnmower or tools. There’s plenty of room for a fishing boat or utility trailer, plus off-street parking for 4+ vehicles. The home also includes an enclosure for a backup generator with a 50-amp temporary input option. Enjoy peace of mind with a top-quality GAF asphalt shingle roof (2019) and the convenience of an attached 2-car garage. HVAC sqft is 1609 as reflected in public record, however, actual HVAC sqft is 1951 due to Florida room HVAC install. Located just 35 miles north of Tampa, this quiet neighborhood offers quick access to I-75, Publix, restaurants, the post office, and more. Saint Leo University and beautiful Lake Jovita are only a mile away, and several AdventHealth hospitals are within a short drive. City water here is known for being exceptionally clear and great tasting. This is a rare opportunity to own a spacious, well-cared-for home in one of Florida’s most charming small towns.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,975
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,980 | $319,980 | $319,980 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,049 | $2,679 |
| Total Monthly Payment | $2,271 | $2,350 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.