|
Welcome to this exceptional Expanded Cape home in desirable Stony Brook, perfectly situated on a spacious corner property in the highly sought-after Quaker Ridge area and award-winning Three Village School District. This expansive residence blends modern style with timeless comfort, featuring hardwood floors throughout and thoughtfully updated interiors. The stunning designer kitchen is the heart of the home, showcasing quartz countertops and backsplash, a large center breakfast bar, elegant pendant lighting, under cabinet lighting, soft close drawers, induction stove, Kohler porcelain sink, and premium stainless steel Bosch appliances. Enjoy cozy evenings in the inviting living room with fireplace, large family room with sliders to yard, or possible bedroom. Beautifully renovated bathrooms offer a spa-like feel, including a luxurious free-standing soaking tub. Upstairs, you’ll find three generously sized bedrooms filled with natural light and comfort. Ideally located close to charming Old Stony Brook Village, beautiful local beaches, the harbor for kayaking and canoeing, scenic nature preserves, and the Long Island Rail Road. Convenient to Stony Brook University and Stony Brook University Hospital, this exceptional home offers the perfect blend of elegance, convenience, and the very best of Stony Brook charm. Possible accessory apartment with proper permits.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $1,475 | $1,475 | $1,475 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,817 | $4,021 | $5,190 |
| Total Monthly Payment | $5,384 | $5,588 | $6,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.