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Charming and full of potential, this adorable ranch-style home in West Springfield is the perfect place to call home! Offering 2 bedrooms and 1 full bath, this well-maintained home combines cozy character with important updates already completed for peace of mind. Major improvements include newer siding, windows, and roof — all replaced in 2017 — along with a newer oil-fired boiler installed in 2022. Inside, you’ll find hardwood flooring in the living room with additional hardwood floors hidden beneath the carpeting, just waiting to be uncovered. Set on a manageable . 13-acre lot, the property with iregation also features a 1-car garage and a comfortable layout ideal for first-time buyers, downsizers, or anyone looking for easy one-floor living. Priced at $249, 000, this charming home is a wonderful opportunity you won’t want to miss!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Wall to Wall Carpet | First |
| Kitchen | Flooring - Vinyl | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Flooring - Wall to Wall Carpet | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,280 | $1,674 |
| Total Monthly Payment | $1,564 | $1,613 | $2,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.