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22 PROSPECT LANE, Palm Coast, FL, 32164 | $355,000
**Private Pool Home in Palm Coast — Updated, Turn-Key, Airbnb-Friendly Potential & Buyer Financing Incentive**
Welcome to **22 Prospect**, a beautifully maintained Palm Coast pool home where the major updates are already done and the Florida lifestyle is ready from day one.
Whether you are searching for a primary residence, seasonal retreat, or a property with **short-term rental / Airbnb potential**, this home checks the boxes buyers are looking for: privacy, updates, outdoor living, and a private pool.
Since 2021, the home has been thoughtfully improved with a **new roof**, fresh exterior paint, updated mechanicals, a **2023 HVAC system with UV air purification**, a **2023 water heater**, updated plumbing valves, and a **transferable termite bond** for added peace of mind.
Inside, the home feels clean, bright, and refreshed with interior paint, updated lighting, **2024 stainless steel kitchen appliances**, updated fixtures, and refreshed primary shower tile.
Out back is where the home really shines. The private fenced pool area creates the perfect setting for relaxing, entertaining, hosting guests, or enjoying everyday Florida living. The pool includes a **heater added in 2022** and a **new high-efficiency pump motor in 2025**, making it ready to enjoy year-round.
Adding even more value, the seller’s preferred lender is offering a **complimentary temporary rate buydown option for qualified buyers**, with a possible introductory rate as low as **5. 1% for the first year**. This lender-provided incentive may help reduce the buyer’s initial monthly payment and make this updated Palm Coast pool home even more attainable. **Rate incentive is available with an accepted offer through 6/30. **
With its turn-key condition, private pool, desirable Palm Coast location, and added financing incentive, **22 Prospect offers strong lifestyle appeal for homeowners, snowbirds, and investors exploring short-term rental opportunities**.
Move in, unpack, and head straight for the pool — or start building your Florida rental strategy.
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 1996
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,274
- Acreage: 0.24
- Est. Taxes: $4,510
- Pool: In Ground, Screen Enclosure
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: FC318358
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/FC318358/22prospectlane_palmcoast_fl?source=qrflyer
Listing courtesy of LPT REALTY LLC (DAYTONA BEACH) Phone: 877-366-2213
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22 PROSPECT LANE, Palm Coast, FL, 32164
$355,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,842 | $2,377 |
| Total Monthly Payment | $2,200 | $2,293 | $2,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388