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For Your Consideration: A beautifully upgraded, better-than-new home in the sought-after community of Treaty Oaks, where resort-style living meets everyday convenience. Perfectly positioned on a quiet cul-de-sac just minutes from historic downtown St. Augustine, area beaches, and I-95, this impressive one-level concrete block Maronda-built home offers 4 bedrooms, 2 baths, and is located within the highly regarded St. Johns County School District.
Inside, the open-concept design offers expansive living space centered around a stunning chef's kitchen featuring a large entertaining island, granite countertops, white shaker cabinetry, designer glass tile backsplash, stainless steel GE appliances, and a coveted double wall oven. Tray ceilings, crown molding, and rich engineered hardwood flooring elevate the home's style and warmth while creating a polished custom feel rarely found at this price point.
The spacious primary suite is designed as a true retreat with split granite vanities, dual sinks, a luxurious soaking tub, and an oversized walk-in shower built for two. Secondary bedrooms are comfortably carpeted, while both bathrooms continue the upscale finishes with granite countertops and modern detailing.
Step outside to enjoy the screened and covered lanai overlooking the fully fenced backyard—the perfect setting for morning coffee, evening gatherings, or simply relaxing in privacy. A custom paver driveway adds even more curb appeal to this already standout property.
Residents of Treaty Oaks enjoy access to exceptional neighborhood amenities including a resort-style pool, fitness center, and clubhouse, making every day feel like a vacation. There is no CDD fee and the HOA is less than $65 per month.
Offered at $454, 000
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Our Executive Mortgage Banker:
Our Insurance Division:
$454,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $363,200 | $363,200 | $363,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $444 | $444 | $444 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,326 | $3,040 |
| Total Monthly Payment | $2,755 | $2,845 | $3,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.