900 CINNAMON BEACH WAY, #822, Palm Coast, FL, 32137 | $795,000

Enjoy the breeze and catch some rays at this income-generating oceanfront Cinnamon Beach condo with loads of five star reviews and happy repeat renters! Owners have refreshed this condo inside and out, including just-purchased fresh linens, new furniture, coastal-inspired artwork, and a BRAND NEW HVAC, just to name a few! Conveniently located on the second floor, your eyes are immediately drawn outside when stepping in the front door to the blue waters of the Atlantic Ocean. The covered balcony provides the perfect place for your morning coffee with the sunrise, meals any time of day, or just a place to relax with a good book. The well-equipped kitchen is located central to the home, featuring granite countertops, light wood stained cabinets, stainless steel appliances, breakfast bar, and a dedicated pantry space. The adjacent dining room allows for easy entertaining and flow to the living room. A large sectional provides plenty of room for socializing or cozying up for some movie time after a day at the beach. The Primary Suite is strategically located for easy balcony slider access and of course, those sweeping ocean views! Current owners have remodeled the primary shower, providing coastal luxury AND giving you an additional closet space! Two additional bedrooms have been thoughtfully planned to maximize guest experience and comfort - one King bedroom and another bedroom with a queen bed AND twin with twin trundle! Need access to laundry - no problem with the washer and dryer right in the unit! Other features include full tile flooring (NO carpet), ceiling fans, smart TVs, upgraded lighting, and is being sold fully furnished providing a turnkey experience for your personal use or as a proven income-generating property - allowing short term rentals and with rentals on the books! The 900 building is located right next to the beach boardwalk, making it just steps to the cinnamon sands! Cinnamon Beach offers expansive beach frontage, an oceanfront pool and lakeside family pool, seasonal snack bar, well-equipped gym, game room and more. Building features an elevator and under-building and lot parking. 24-hour manned security gate and access control. Ready for your next oceanfront adventure? This is the place!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Security, Spa/Hot Tub
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Complex: OCEAN HAMMOCK
  • Year Built: 2003
  • Common Charge: $490 Quarterly
  • Approx Sq. Feet: 1,682
  • Acreage: 0.3
  • Est. Taxes: $9,960
  • Condo Fee: $993 Monthly
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: FC318596
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC318596/900cinnamonbeachway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:17:10 AM)
Listing courtesy of KELLER WILLIAMS ST. JOHNS   Phone: 904-867-7694

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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900 CINNAMON BEACH WAY, #822, Palm Coast, FL, 32137

$795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $636,000 $636,000 $636,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $830 $830 $830
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,916 $4,072 $5,324
Total Monthly Payment $4,838 $4,994 $6,246

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.