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Tucked away in the woods on a quiet dead end road just beyond a small cul-de-sac, this one owner Stone Ridge home offers the kind of peaceful setting that is becoming harder and harder to find. Surrounded by mature trees and bordered by DEC protected land. 35 Cedar Ridge Rd. feels private and connected to nature, yet remains just minutes from the center of Stone Ridge, local restaurants, farm stands, shopping, and everyday conveniences.
With its pretty blue exterior and classic mid century tri level design, the home has a warm, welcoming feel from the moment you arrive. Inside, the main living space captures the best of 1970s design, with an open flow between the living room, dining room, and kitchen that feels both spacious and comfortable. Large windows bring in beautiful natural light while warm wood details and the home's layout create an inviting atmosphere that feels instantly like home.
Upstairs are three bedrooms and a full bath, while the lower level offers a cozy family room that opens directly to the backyard and deck area, creating a wonderful connection to the outdoors. There is also additional space and flexibility for a home office, guest area, gym, studio, or creative workspace depending on your needs.
One of the property's most unique features is the oversized garage with room for up to five cars and enough height and flexibility to accommodate everything from a workshop or collector car space to art, yoga, storage, or even a vintage biplane project (its original purpose). The original garage space located between the house and the larger garage offers even more potential for a future accessory dwelling unit, guest suite, office, or studio.
The home has been carefully maintained over the years, with many records available including septic information, well records, survey, house plans, and more. Solid siding, and a roof under 15 years old provide an excellent starting point for the next owner. While the kitchen, baths, and deck offer room for cosmetic updates and personalization, the home itself is full of character, warmth, and possibility.
The land has a lot of potential. Currently left mostly natural and wooded, there is opportunity to selectively open portions of the property to create expanded lawns, gardens, entertaining areas, fire pit spaces, or your own private outdoor retreat while still maintaining the beauty and privacy of the surrounding trees.
The Hamlet of Stone Ridge remains one of the Hudson Valley's most beloved destinations, known for its historic charm, natural beauty, farmers markets, restaurants, hiking, and easy access to both the Catskills and the Hudson River. The region also benefits from proximity to SUNY New Paltz and SUNY Ulster, as well as access to major healthcare facilities and hospitals throughout the Hudson Valley, adding both convenience and long term practicality to the area's appeal. Whether you are looking for a full time residence or a weekend retreat, this property offers the rare combination of privacy, flexibility, character, and long term potential in one of the area's most sought after locations.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $552 | $552 | $552 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,394 | $3,529 | $4,614 |
| Total Monthly Payment | $4,038 | $4,173 | $5,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.