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Tucked away on the South side of Hamilton Reservoir is this 6 room 2 bedroom WATERFRONT home! Step inside to the spacious living room & be greeted with vaulted ceilings with exposed beams, a brick hearth fireplace for cozy winters, a large picture window over looking the lake, an open floor plan & sliders to the deck with gorgeous lake views! The Kitchen is open to the living room with new GRANITE COUNTERTOPS, a breakfast bar, ceramic tile flooring, & fully applianced with microwave, range, dishwasher, & refrigerator. The dining room is open to the Kitchen with half vaulted ceiings & a picture window that overlooks the lake. The bedrooms are located in the lower level & are both spacious with double closets & sliders leading to the lower level deck overlooking the lake. There are breathtaking lake views from every room of this house! Just a few stairs down to the water and you have a large landing area, patio, approximately 50' of water frontage & a dock for your boat.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet - Linen, Closet, Balcony / Deck, Balcony - Exterior, Deck - Exterior, Exterior Access, Slider | Basement |
| Dining Room | Flooring - Laminate, Window(s) - Picture, Half Vaulted Ceiling(s) | First |
| Kitchen | Bathroom - Full, Cathedral Ceiling(s), Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Open Floorplan | First |
| Living Room | Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Laminate, Window(s) - Picture, Balcony / Deck, Cable Hookup, Open Floorplan, Recessed Lighting, Slider, Lighting - Overhead, Closet - Double | Main,First |
| Master Bedroom | Closet - Linen, Closet, Flooring - Laminate, Balcony / Deck, Balcony - Exterior, Exterior Access, Slider | Basement |
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $414 | $414 | $414 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,217 | $2,305 | $3,014 |
| Total Monthly Payment | $2,706 | $2,794 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.