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521 N Main Street, Bethel, VT, 05032 | $415,000
Move-in ready 3-bedroom, 2 1/2 bath home located in Bethel with a detached ADU cottage. Sitting on . 45 acres, both the main house and ADU cottage have been updated throughout and set on a quiet paved road. Entering the main house through the kitchen, enjoy southern yellow pine wood floors, new kitchen appliances, and an easy flow from the dining room into a sun-filled living room with a propane fireplace. All bedrooms are upstairs, including a primary suite. Major upgrades include 200-amp electric, new cellular blinds, new second-floor windows, new exterior clapboard siding and insulation, a new hot water heater, and a new hard drive for the JennAir stove. The detached ADU cottage has been completely renovated and is ready for your guests, in-laws, or even a rental opportunity. The ADU also has southern yellow pine wood floors, a new hot water heater and a full bathroom. There is space and an opportunity to install a woodstove if there is the desire to do so. Off the ADU, there is additional storage space for all of your needs, or an opportunity to expand the ADU. The property features perennial gardens in front of the home and the cottage. A patio surrounded by perennials, a flat yard perfect for outdoor activities or a garden space, and mature apple trees ready for baking season.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Carriage
- Year Built: 1906
- Heating: Oil,Baseboard,Blowers,Electric,Forced Air,Vented Gas Heater,Heat Pump,Hot Air,Gas Stove
- Cooling: Wall AC Units
- Basement: Bulkhead,Concrete Floor,Daylight,No Tenant Access,Exterior Stairs,Storage Space,Unfinished,Interior Access,Exterior Access,Basement Stairs
- Approx Sq. Feet: 1,352
- Acreage: 0.45
- Est. Taxes: $4,961
- Lot Desc: Corner,Country Setting,Landscaped,Level,Mountain View,Street Lights,View
- Elem. School: Bethel Elementary School
- Middle School: White River Valley Middle School
- High School: White River Valley High School
- School District: White River Valley Supervisory Union
- MLS#: 5088056
- Website: https://www.raveis.com
/prop/5088056/521nmainstreet_bethel_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/26/2026Listing courtesy of Flex Realty Phone: 802-399-2860
Listing Agent: Flex Realty Group
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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617.320.5687
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
521 N Main Street, Bethel, VT, 05032
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,096 | $2,757 |
| Total Monthly Payment | $2,532 | $2,584 | $3,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484