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Welcome to this charming Cape-style home, offering 6 rooms, including 4 spacious bedrooms and 2 baths. Nestled on a quiet side street, this residence features a large deck perfect for outdoor entertaining and relaxation. One car attached garage a plus! Inside, the home boasts beautiful hardwood floors throughout the first floor, enhancing its warm and inviting atmosphere. With oil heat for cozy winters and public water and sewer services, this property provides both comfort and convenience. Situated on . 33 acres, the private backyard is ideal for gardening or enjoying peaceful moments outdoors. The home is conveniently located close to the town center, major routes, and UMass, making it the perfect location. Within the past 10 years the roof, furnace, and hot water tank have been replaced ensuring peace of mind for years to come. New stainless steel appliances a plus! Experience the perfect blend of comfort and accessibility in this delightful Cape home!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | First |
| Bedroom 3 | Closet, Flooring - Hardwood | Second |
| Bedroom 4 | Closet, Flooring - Vinyl | Second |
| Dining Room | Flooring - Hardwood, Exterior Access, Open Floorplan | First |
| Kitchen | Exterior Access, Open Floorplan, Stainless Steel Appliances | First |
| Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Exterior Access | First |
| Master Bedroom | Closet, Flooring - Hardwood | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $640 | $640 | $640 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,724 | $3,516 |
| Total Monthly Payment | $3,318 | $3,456 | $4,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.