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One or more photo(s) has been virtually staged. Pre-Construction. To be built. This lovely 4 bedroom new home is now being built by Spire Homes on a one acre wooded home site in Pine Ridge. It showcases an elegant exterior including a lovely bay window, three car garage and over 1, 900 square feet of luxurious living space. As you enter you will be impressed with the attention to detail throughout. The impressive kitchen showcases beautiful wood cabinetry with soft close drawers, quartz countertops, subway backsplash, pendant lighting and under cabinet lighting which offer beauty and ambiance. The master bedroom is large and offers a massive walk in closet. The en-suite bathroom and has a spacious shower and dual sinks with quartz countertop. The front bedroom showcases the bay window and is 15x12 in size. It is perfect for family and guests or just a relaxing retreat room. The beauty and quality of the eight-foot doors throughout, 5. 25" baseboards with complimenting wood window sills, Lifetime Warranty LVP flooring in the main rooms, dual pane Low-E windows and so much more set the stage for both quality and craftsmanship! This amazing 3 car garage home on a lovely one acre parcel located in the premier community of Pine Ridge. Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails. Don't miss this prime opportunity to own this beautiful new home on a one acre homesite with a full builder warranty and an HOA fee of only $160 per year! Florida lifestyle living at its finest.
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Our Executive Mortgage Banker:
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,096 | $2,757 |
| Total Monthly Payment | $2,169 | $2,221 | $2,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.