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Nestled in sought-after Apple Island Resort, this beautifully furnished 1-bedroom, 1-bath cottage offers the perfect blend of comfort, convenience, and breathtaking natural beauty. Wake up to incredible panoramic views of Lake Champlain and enjoy sunrises from the expansive deck — an ideal space for entertaining, dining, or simply relaxing by the water with breathtaking views of the lake. This charming cottage has seen many recent mechanical improvements, providing peace of mind and enhanced efficiency for years to come. Some improvements include: a newer heat pump with central air conditioning, new luxury vinyl flooring, the electrical system has been upgraded, and the kitchen plumbing and faucet was upgraded as well. Offered fully furnished, the home is move-in ready and perfect as a seasonal getaway or low-maintenance lakeside retreat. Located within the vibrant Apple Island Resort community, residents enjoy easy access to golf, boating, walking trails, and all the beauty the Champlain Islands have to offer. This cottage is move-in ready, allowing you to just unpack your suitcase and just enjoy life! This is a rare opportunity to own an affordable slice of lakefront paradise in the heart of the Champlain Islands.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/24/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$110,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $88,000 | $88,000 | $88,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $13 | $13 | $13 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $542 | $556 | $731 |
| Total Monthly Payment | $630 | $644 | $819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.