821 S 14TH Street, Palatka, FL, 32177 | $325,000

This is not your standard builder grade home. This home was rebuilt from the ground up with all new studs/ joists/ subfloors/ insulation/ and new roof. 821 South 14th street is a lifestyle, luxury, and multigenerational choice. Specifically designed for those who want to lead the city in elegance and design.

Only two minutes from downtown Palatka coffee shops and restaurants, and a scenic three-minute drive along River Road to the downtown Palatka City public boat ramp. Be part of the explosive growth in Palatka and surrounding areas and front run the westward expansion from surrounding counties.

821 was built for the homeowner who wants to step outside the status quo of standard new construction and seeks timeless elegance in lieu of a builder grade home. Walk through the massive chef's kitchen with wooden 42-inch-tall cabinets and designer alloy cabinet pulls. The quartz countertops and bar add a sleek appeal and separate this kitchen from all others in the city. Brand new appliances with a Counter depth refrigerator and over range hood only enhance this homes appeal. The range is again not standard and is flattop all around without the bulking and intrusive raised back panel. The primary bedroom features his and her closets with a spa influenced primary bathroom. The oversized shower features a six-setting shower diverter with a rainfall shower head coming from the ceiling, a shower head, and handheld body spray. The shower head fixtures are Delta brand and bought from Fergusons a supplier of luxury home fixtures. The shower head alone is valued at over $600 as the brass components ensure lifelong durability. Modern tiles and niches make showering a retreat. The 60-inch double sink vanity is again designer grade. And not found is big box home improvement stores. This is elegance at its purest. Even the light fixtures exude tastefulness. Step into the exclusive Signature Hardware brand 21-inch-deep soaking tub. This tub was purchased from Fergusons and typically found only in million dollar homes and is valued at well over $1000 for the tub alone, again with Delta hardware from Fergusons with brass fittings. Modern three panel interior doors throughout the home accompanied with louvered closet doors. A 20-minute fire rated laundry door guides you to the laundry room fitted with a cabinets, sink, and quartz countertops with generous storage space. A newly built massive, raised deck offers tranquility for you to sit and enjoy the spacious yard which easily fits your boat and trailers. The yard is fenced for your enjoyment. The front yard contains new sod and the brand new driveway was machine rolled to press the stone into the clay base layer to ensure long term traffic durability. There is nothing like this home in Palatka. From thoughtful design choices to a central location, minutes from the St. John's county river. Welcome home to a cut above the rest. Welcome to 821 South 14 Street. You're home now. - New roof - New electrical with a 250 AMP panel - New plumbing - Brand new studs / joists/ subfloor - All new windows that pull out for easy cleaning - blown in insulation - hardy board siding - brand new Trane HVAC SYSTEM with new duct work throughout with warranty. There is nothing but new in this home.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Year Built: 1945
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,330
  • Acreage: 0.26
  • Est. Taxes: $2,394
  • Appliances: Dishwasher, Electric Range, Refrigerator
  • MLS#: 2145699
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/2145699/821s14thstreet_palatka_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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821 S 14TH Street, Palatka, FL, 32177

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $200 $200 $200
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,601 $1,642 $2,159
Total Monthly Payment $1,876 $1,917 $2,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.