2654 CRYSTAL CIRCLE, Dunedin, FL, 34698 | $739,900

Welcome to 2654 Crystal Cir, Dunedin, FL 34698, a beautifully maintained 3-bedroom, 2. 5-bath pool home with a 2-car garage located in one of the most sought-after communities in Dunedin, Florida. Situated on an oversized 0. 34-acre lot, this property offers the perfect combination of location, lifestyle, and long-term value in the heart of Pinellas County.

This home has been modestly and meticulously updated, is truly move-in ready, and offers everything you could want, including a fireplace that adds warmth and character to the living space. Major updates include a roof replaced in 2022 and an HVAC system installed in 2023, with all major 4-point inspection items in excellent shape. The pool is also in good condition, creating a fantastic outdoor space to enjoy Florida living year-round.

One of the standout features of this home is its exceptional and highly functional floor plan. Offering a desirable split-bedroom layout for added privacy, the home includes 2. 5 bathrooms with a centrally located guest bath, making entertaining and day-to-day living incredibly convenient. The spacious primary suite offers private access to the pool area, creating a relaxing retreat with easy access to outdoor living.

Designed with entertaining in mind, the home features two separate living areas, a formal dining room, a breakfast nook, and bar-top seating, providing multiple gathering spaces for family and guests. The thoughtful layout creates excellent flow throughout the home while offering flexibility for both everyday living and hosting.

The seller has priced the property fairly based on its condition, location, and current market conditions, creating an outstanding opportunity for buyers looking to own in the highly desirable Dunedin real estate market.

Outside, you’ll appreciate the mature trees, large yard, and established neighborhood feel that make this community so special. This is the type of neighborhood where residents truly come together to celebrate holidays, connect with neighbors, and enjoy a strong sense of community pride. The surrounding homes are exceptionally well maintained, adding to the long-term appeal of the area.

Location is one of the standout features of this property. You are approximately 10 minutes from Downtown Dunedin and Honeymoon Island State Park, with easy access to award-winning Gulf Coast beaches, waterfront dining, breweries, shopping, and entertainment. The Pinellas Trail is just a short bike ride away, making it easy to enjoy the outdoor lifestyle that Dunedin is known for. The property is also conveniently located near great schools, everyday shopping, restaurants, and major roadways.

For commuters and travelers, the home offers an estimated 30-minute drive to both Downtown St. Petersburg and Tampa International Airport, providing excellent accessibility throughout the Tampa Bay area.

An additional financial benefit is that the property was not homesteaded when last purchased, meaning the current property taxes do not reflect a future owner’s homestead exemption. Once a new owner purchases and homesteads the property, the taxes are expected to reduce significantly.

If you are searching for a pool home in Dunedin with a large lot, strong updates, an outstanding floor plan, and an unbeatable location, 2654 Crystal Cir is a must-see. Schedule your private showing today and experience everything this exceptional Dunedin property has to offer.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Ranch, Traditional
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,314
  • Acreage: 0.35
  • Est. Taxes: $12,694
  • HOA Fee: $350 Annually
  • Lot Desc: City Lot, In County, Landscaped, Oversized Lot, Rolling Slope, Sidewalk
  • View: Garden, Pool, Trees/Woods
  • Elem. School: Garrison-Jones Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Pool: Gunite, In Ground, Lighting, Other
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8508679
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8508679/2654crystalcircle_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 9:17:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2654 CRYSTAL CIRCLE, Dunedin, FL, 34698

$739,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $591,920 $591,920 $591,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $1,058 $1,058 $1,058
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,645 $3,790 $4,955
Total Monthly Payment $4,795 $4,940 $6,105

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.