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2 Bed | 2 Bath | Half Acre |
Adorable and very well maintained 2 bedroom, 2 bathroom home tucked away on a cul-de-sac in Spring Hill! Sitting on a half acre, this property has a great mix of cleared yard space and wooded shade, giving you room to spread out and enjoy the outdoors.
Inside, the home feels light and bright with high ceilings, natural light, and a comfortable layout. The primary suite features double closets and a private updated bathroom, while the kitchen offers plenty of storage plus an island for extra counter space.
Outside, there’s a carport, laundry room with extra storage, and a dog run right out the back door. The yard still leaves plenty of room for entertaining, gardening, or just relaxing outside.
Big ticket updates have already been taken care of with the AC and water heater updated in 2016, roof replaced in 2017, and the electrical panel is not original to the home. The property also includes a sprinkler system, alarm system, and leaf guards on the gutters.
Located close to shopping, restaurants, and everyday conveniences while still being approximately 4 miles from Weeki Wachee Springs State Park and about 12 miles from Pine Island Beach.
No flood zone. No HOA. No CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $60 | $60 | $60 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $813 | $845 | $1,105 |
| Total Monthly Payment | $948 | $980 | $1,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.