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Tucked into the peaceful lakeside community of Gin Pond, this 3BR/2BA beautifully updated second-row home on a double lot offers the kind of laid-back lifestyle Lake Marion is known for--without the waterfront price tag. Just minutes from a public boat launch and Taw Caw Park, this home comes furnished and stocked with everyday essentials, making it effortless to spend your days kayaking, fishing, or cruising the open water. The home itself has been thoughtfully improved from top to bottom. Fresh board and batten vinyl siding and a welcoming new front porch provides crisp curb appeal. Inside, engineered hardwood flooring anchors the open concept main living space with warmth and durability. An addition has transformed the owner's space, creating a true owner's suite with a privatebath--your own retreat after a day on the lake. System upgrades bring peace of mind, including a 2025 HVAC unit with all new duct work and a 2016 roof. Step out the back door to enjoy a newly poured concrete patio and a fully fenced backyard featuring a heavy-duty aluminum powder coated metal industrial fence with several gates. The spacious yard provides an ideal space for a future swimming pool, garage or shed. Additional highlights include a new insulated garage door, a well for future irrigation, and a Terminix termite bond for added assurance. Comfort, convenience, and access to the water--this Gin Pond gem delivers it all in a quiet, welcoming setting.
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Our Executive Mortgage Banker:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,670 | $1,712 | $2,252 |
| Total Monthly Payment | $1,745 | $1,787 | $2,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.