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Cascades 55+ • Expanded Augusta model • Paid-off solar with 2 Tesla batteries • Roof 2020 • Paver driveway 2022 Life at 11583 Ballylee Ter begins with a bright, easy-flowing layout designed for comfort, savings, and everyday ease. This 3-bedroom, 2-bath expanded Augusta model offers 1, 768 sq ft with diagonal tile carried throughout the home, high ceilings, arched openings, ceiling fans in every room, and an expanded Florida room that adds flexible living space plus extra storage. The updated kitchen brings the home together with white cabinetry, quartz countertops, stainless steel appliances, a tile backsplash, and an eat-in area that opens naturally to the main living spaces. A mirrored dining wall adds depth and light, while the living room TV and speakers convey for a ready-made entertainment setup. The primary bath includes newer vanities and a newer toilet, while the second bath has been redone with an updated shower, frameless glass enclosure, modern vanity, and newer toilet. Behind the scenes, paid-off 2021 Vinyasun solar panels with two Tesla batteries help offset electric use, with seller-reported electric bills around $36 per month, plus a Lennox 4-ton AC with variable frequency drive, ozone lamps, newer coils, a 2026 motor, added attic insulation, updated smoke alarms, and central vac setup. Exterior updates include a 2020 roof with added seam tape, full gutters, a 2022 paver driveway, 2026 garage door springs, and recently pressure-washed roof and pavers. Living in Cascades means enjoying a premier 55+ lifestyle known for its beautifully maintained grounds, vibrant social scene, and top-tier amenities. Residents enjoy a newly renovated clubhouse featuring a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, a café, card rooms, and a full calendar of clubs and activities. The community is adjacent to Westchester Golf Course an 18-hole golf course, providing the feel of country club living without mandatory membership fees. The monthly HOA fee includes high-speed internet, cable, lawn care, exterior home painting, manned gate entry and access to all community amenities offering exceptional value and peace of mind. Cascades is ideally located near shopping, dining, medical facilities, and major highways, making it one of Palm Beach County's most desirable 55+ communities. This move-in ready home combines thoughtful updates, a spacious design, and the unmatched amenities of Cascades truly offering the best of South Florida living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,741 | $3,583 |
| Total Monthly Payment | $3,060 | $3,166 | $4,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.