20800 RIVER DRIVE, #A16, Dunnellon, FL, 34431 | $154,900

BEST WATERFRONT PRICE IN ALL OF DUNNELLON!

Welcome to riverfront living at The Landings on the Withlacoochee — where boating, fishing, and Florida sunshine are part of everyday life! This beautifully maintained 1-bedroom, 1-bath corner condo offers an unbeatable opportunity to own in one of Dunnellon’s most desirable waterfront communities for under $155, 000K.

Light and bright, this lower-level corner unit features spectacular triple sliding glass doors that flood the space with natural light and create the perfect indoor-outdoor feel. Located just a few steps from the boat docks, picnic tables and BBQ grill, convenience and waterfront access couldn’t be better.

Whether you’re looking for a weekend getaway, seasonal retreat, or income-producing investment, this condo delivers. The listing Realtors have owned a condo in this community for over 20 years and know firsthand what an incredible lifestyle and investment opportunity The Landings provides.

Enjoy resort-style amenities including:
Private boat dock
Heated pool & hot tub
Over 300 feet of boat docks
Fish cleaning stations
BBQ & picnic areas
Outdoor shower station
Boat trailer storage with city boat ramp next door

Launch your boat and cruise directly to the Rainbow River or spend the day fishing, kayaking, and enjoying the natural beauty of Florida’s Nature Coast.

The affordable HOA includes water, sewer, trash, exterior maintenance, insurance, pool maintenance, reserves, and dock usage — plus NO flood insurance is required since the property is located in Flood Zone X. Short-term rentals are allowed with only a one-week minimum, making this an excellent VRBO or Airbnb opportunity.

Rarely do waterfront condos with this location, lifestyle, and value hit the market. Don’t miss your chance to own a slice of paradise!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Outside
  • Complex: LANDINGS WITHLACOOCHEE OR 1272/1072
  • Year Built: 1985
  • Common Charge: $423 Monthly
  • Approx Sq. Feet: 480
  • Acreage: 0.01
  • Est. Taxes: $1,986
  • Lot Desc: Historic District, Landscaped, Near Marina, Near Public Transit, Street Dead-End
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Pool Sweep, Solar Heat
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Ice Maker, Range, Refrigerator
  • MLS#: OM724816
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM724816/20800riverdrive_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 5:38:22 AM)
Listing courtesy of SELLSTATE NEXT GENERATION-DUNN   Phone: 352-433-2804

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20800 RIVER DRIVE, #A16, Dunnellon, FL, 34431

$154,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $123,920 $123,920 $123,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $166 $166 $166
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $763 $793 $1,037
Total Monthly Payment $1,004 $1,034 $1,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.