8809 49TH AVENUE E, Palmetto, FL, 34221 | $649,900

JUST REDUCED! Seller offering up to $10, 000 toward buyer closing costs, prepaids, or an interest-rate buydown with an acceptable offer.

Welcome to a fully remodeled luxury residence where designer finishes, grand scale, and modern functionality come together in one exceptional home. This 5-bedroom, 3. 5-bath property offers over 3, 000 square feet of elevated living space with custom craftsmanship rarely found at this price point. From the entry, soaring volume ceilings, custom millwork, architectural ceiling detail, tongue-and-groove accents, designer chandeliers, and built-in features create an immediate model-home impression.
At the heart of the home is a chef's kitchen built for entertaining - a 10-foot by 5-foot quartz island with dramatic 2-inch countertops, custom cabinetry, and premium finishes flowing seamlessly into the open-concept living and dining space. A fully built-out walk-in prep pantry with additional cabinetry, floating shelves, workspace, and a prep sink adds a rare layer of function and convenience.
The floor plan also includes a dedicated office, oversized secondary living areas, a custom fireplace feature wall with built-ins, upgraded bathrooms, and an upstairs kitchenette with quartz counters, sink, microwave, and refrigerator - ideal for multi-generational living, guests, or private flex space. The primary suite features custom closet build-outs and upgraded finishes throughout.
ADDITIONAL HIGHLIGHTS: 3-car garage, extensive high-end interior remodel, custom trim and designer wall detailing, architectural ceiling treatments, and a fully turnkey condition.
Located in the fast-growing Moccasin Wallow corridor, near BayCare Hospital, new retail and dining, infrastructure improvements, and the anticipated Seaire Lagoon development. Roof 2013, AC 2022.
A scaled, move-in-ready property built for buyers seeking space, design, and long-term value.

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 70 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2013
  • Garage: 3-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,083
  • Acreage: 0.19
  • Lot Size: 70 x 120
  • Est. Taxes: $6,625
  • HOA Fee: $220 Quarterly
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: TB8509330
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/TB8509330/880949thavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/28/2026 2:30:23 AM)
Listing courtesy of LPT REALTY, LLC.   Phone: 877-366-2213

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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8809 49TH AVENUE E, Palmetto, FL, 34221

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.098%
Monthly Tax Payment $552 $552 $552
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,201 $3,372 $4,352
Total Monthly Payment $3,845 $4,016 $4,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.