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Step into a wonderful blend of period charm & everyday comfort at 47 Gerard St! This spacious 4-bdrm, 2. 5-bath home offers over 3, 000 SF of living space, providing room for everyone to spread out and feel at home. From the moment you enter the Foyer, you are greeted by gleaming HW floors & an abundance of natural light that enhances the warmth & character throughout the home. The inviting living rm offers a comfortable setting anchored by a wood stove & has direct access to a covered side porch, perfect for enjoying quiet mornings or relaxing evenings. The formal dining rm flows seamlessly into a beautifully renovated, oversized kitchen complete with a large island, abundant cabinetry, and excellent workspace, making it ideal for both everyday living and entertaining. The kitchen continues into a cozy sitting area that opens to a spacious family rm, creating a wonderful open-concept feel for gathering & relaxation. Thoughtful design includes dual rear foyers, offering both a welcoming entry for guests and a practical everyday drop zone for daily essentials. The first floor also has Laundry, & both a full & 1/2 bath. Upstairs, you will find four generously sized bedrooms and a full bathroom, providing comfortable private space for all. Additional features include a walk-up attic w/ excellent potential for future finishing and a full unfinished basement w/ large crawl space, offering exceptional storage capacity. Outside, the fully fenced backyard provides just the right amount of space for enjoyment and ease of maintenance, completing this well-rounded and inviting property. Solar was installed in 2013 and is a 20 year lease. The monthly payment is aps. $67
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled,Breakfast Bar,Granite Counters,Island | Main |
| Family Room | Main | |
| Full Bath | Tile Floor | Upper |
| Half Bath | Main | |
| Living Room | Fireplace,Wood Stove,French Doors,Hardwood Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $713 | $713 | $713 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,216 | $2,273 | $2,989 |
| Total Monthly Payment | $3,004 | $3,061 | $3,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.