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Historically interesting, attractively appealing, cottage style structure privately situated with generous lawn area, just outside village of Millbrook. Post WW 1 constructed as a small police barracks in Westchester County, then disassembled and moved to Millbrook post WW 2, with addition providing third bedroom, and then serving as a single family structure for the last 80 years. The house is well sited, sitting behind a neighboring property that fronts on Sharon Turnpike, thus providing some additional privacy, and relief from traffic noise. The interior has a rustic flare, but is very well preserved, and the appearance belies its age. Most of the flooring is oak hardwood, apparently from the 1948 rebuild. The Kitchen has a tile floor, and one bedroom has a composite board floor. The interior walls, except for the kitchen and bath are all beautifully stained and preserved vertical board paneling, again from the 1948 rebuild. The updated kitchen is spacious, outfitted with currently desirable accoutrements (gas range, refrigerator/freezer combo). , and an attractive work environment. The bedrooms are similarly attractive and spacious. The bath was updated not long ago, and is of good proportions. The basement is full; contains the clothes washer and dryer, oil fired furnace and propane fired hat water heater. There is a Bilco exterior entrance also. The sizable lawn provides plenty of room for many exterior activities. All in all, a very attractive, very straightforward, easily manageable living unit. Please note, the kitchen does not have a built-in dishwasher.
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Our Executive Mortgage Banker:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,000 | $2,000 | $2,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $13 | $17 |
| Total Monthly Payment | $87 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.