104 12th AVE NW, Naples, FL, 34120 | $1,055,000

If you’ve been looking for a Naples Florida home that feels like a private retreat—but is also built for real life and real entertaining—this one stands out. Set back for extra privacy with convenient access, this property has been exceptionally maintained, thoughtfully upgraded, and is truly move-in ready.
Inside, the layout gives you room to spread out: a large living room, a separate den that’s perfect for a home office or study, and a bonus room with its own private bath—ideal for guests, a game room, or multi-generational living. The kitchen is made for hosting with a breakfast bar and casual café nook, plus a formal dining space for holidays and gatherings.
At the end of the day, the oversized primary suite feels like a reset button, complete with a sitting area and a spa-style bath featuring dual closets, twin vanities, a deep jetted tub, and a two-person shower.
The upgrades list is long (in the best way): LVP flooring throughout, whole-house reverse osmosis, tankless water heater, newer major systems (including HVAC 2020 and multiple well/septic updates), fresh paint inside and out (including cabinets), and hurricane protection with impact double doors, shutters, and panels. You’ll also love the practical touches like a pet-door slider, smart fan, and even a pressure washer connection.
Outside is where this property really shines. Enjoy a fully fenced perimeter with privacy plantings, solar-powered gated entry, irrigation, a PVC deck, and an above-ground pool ready for sunny afternoons. There’s ample parking with multiple carports, including a covered RV/boat area with electric.
And for anyone who needs serious storage or workspace, the 26x50 steel building with an 8-ft lean-to includes electric, fans, LED lighting, EV charging, and conduit for internet—plus the property has extensive security features (Ring cameras, motion lighting). Add in a cleared lot, asphalt driveway, fruit trees, and mature landscaping, and you have a property that feels both functional and enjoyable every day.
This is the kind of home where you can host, relax, work, store your toys, and enjoy privacy—without sacrificing comfort.

Features

  • Amenities: Electric Vehicle Charging,Extra Storage,None
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2006
  • Garage: 3-car Detached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,728
  • Acreage: 2.81
  • Est. Taxes: $3,449
  • Lot Desc: Corner,Horses Ok,Oversize
  • View: Landscaped Area,Wooded Area
  • Community Type: No Subdivision
  • Elem. School: CORKSCREW ELEMENTARY SCHOOL
  • Middle School: CORKSCREW MIDDLE SCHOOL
  • High School: PALMETTO RIDGE HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226014201
  • Website: https://www.raveis.com
    /eprop/226014201/10412thavenw_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Downing Frye Realty Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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104 12th AVE NW, Naples, FL, 34120

$1,055,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $844,000 $844,000 $844,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $287 $287 $287
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,128 $5,265 $7,179
Total Monthly Payment $5,540 $5,677 $7,591

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.