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Renovated turn-key beach house in the coveted Rampasture Point area of Hampton Bays, south of the highway. This fully updated four-season home sits on a quiet private lane just moments from a private bay beach, offering mooring rights and easy access for boating, paddle boarding, and kayaking. Designed for modern coastal living, the residence features three oversized bedrooms and two-and-a-half renovated bathrooms. The chef's kitchen is outfitted with high-end appliances, sub zero and viking, Quartz countertops, and an expansive pantry/laundry room, creating a highly functional and stylish workspace. Central air conditioning and radiant heat provide year-round comfort. The bright, sun-filled living room is anchored by a cozy fireplace, while a versatile family room offers additional space for relaxing, working, or entertaining. An oversized screened-in porch extends the living area and invites seamless indoor-outdoor enjoyment. The home also includes a rare two-car garage, adding convenience and storage. The entire property has been professionally landscaped, enhancing curb appeal and creating a serene setting ready to enjoy this summer and beyond. Ocean beaches, Main Street shops, and local restaurants, deep water marinas and world renowned golf courses are just minutes away, making this renovated Hampton Bays beach house an ideal primary residence, vacation home, or investment property in one of the area's most desirable Bayfront enclaves.
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Our Executive Mortgage Banker:
$1,375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,100,000 | $1,100,000 | $1,100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $793 | $793 | $793 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,246 | $6,773 | $9,282 |
| Total Monthly Payment | $7,164 | $7,691 | $10,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.