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38 Willoughby DR, Naples, FL, 34110 | $899,000
Discover the ultimate Naples lifestyle in Willoughby Acres - a fully upgraded tropical retreat with NO HOA fees, room for your RV & boat, and NO flood insurance required (X-zone)while the property has never been affected by flooding. Welcome to your own private tropical retreat! This beautifully maintained property offers the perfect blend of comfort, privacy, and outdoor living. Step into a serene Zen-inspired backyard featuring a charming gazebo, cozy fire pit area, lush tropical landscaping, and an abundance of mature fruit trees and exotic plants — creating the ultimate space to relax or entertain year-round.
Inside, enjoy spacious living areas filled with natural light, while outside the peaceful garden atmosphere makes every day feel like a vacation. A rare opportunity to own a true Florida oasis with character, tranquility, and endless possibilities.
This exceptional move-in-ready pool home combines luxury, peace of mind, and energy efficiency with over $250, 000 in upgrades. Enjoy your private backyard oasis featuring a 7-foot-deep swimming pool, hot tub, sauna, fire pit, and beautifully paved outdoor living areas designed for entertaining year-round.
Inside, the home shines with travertine flooring throughout, elegant Italian interior doors, upgraded bathrooms, and a stunning modern kitchen with waterfall countertops, new cabinetry, and premium Bosch appliances. Hurricane-impact windows, hurricane-rated sliding pocket doors, and a reinforced garage door provide added security and comfort.
Major recent upgrades include:
• New roof (2020)
• Hurricane-impact windows (2020)
• 32 solar panels + battery backup system ($87K upgrade)
• New A/C system & attic ductwork
• Circular paved driveway
• Dual side gates for RV, boat, or extra parking
• Full backyard paver upgrades and gated access
Rarely available and packed with premium features, this property offers the freedom of no HOA restrictions, modern upgrades throughout, and the true Southwest Florida indoor-outdoor lifestyle buyers dream about.
Features
- Amenities: Sidewalk,Streetlight
- Bedrooms: 3
- Baths: 2 full
- Style: 1 Story/Ranch,See Remarks
- Development: WILLOUGHBY ACRES
- Year Built: 1984
- Garage: 2-car Attached
- Heating: Central Electric,Solar
- Cooling: Ceiling Fans
- Approx Sq. Feet: 1,676
- Acreage: 0.27
- Est. Taxes: $3,285
- Lot Desc: Regular
- View: Landscaped Area,Privacy Wall
- Community Type: Non-Gated
- Elem. School: VETERANS MEMORIAL
- Middle School: NORTH NAPLES
- High School: AUBREY ROGERS
- Private Pool: Yes
- Pet Policy: No Approval Needed
- MLS#: 226019857
- Website: https://www.raveis.com
/prop/226019857/38willoughbydr_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Willoughby DR, Naples, FL, 34110
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.411% | 6.487% | 6.309% |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,370 | $4,487 | $6,118 |
| Total Monthly Payment | $4,736 | $4,853 | $6,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388