277 Hemlock Drive, Gilmanton, NH, 03237 | $300,000

Rare Sawyer Lake opportunity with water views, owned waterfront, and room to dream. This charming seasonal cottage sits on a wooded double lot overlooking Sawyer Lake and includes an additional waterfront lot directly across the street with 106 feet of frontage. Enjoy lake life from your own shoreline, launch a kayak, relax by the water, or take in peaceful views from the deck, screened porch, and yard. Inside, the cottage is warm and inviting with vaulted ceilings, exposed beams, wood walls, wood floors, and an open living, dining, and kitchen area designed for easy seasonal living. Sliders open to the screened porch, creating a wonderful indoor-outdoor connection and capturing lake views through the trees. The bedroom continues the cozy cottage feel, while the updated bath with shower adds comfort and charm. Outside, enjoy natural shade, wooded privacy, a front deck, fire pit area, and the flexibility of multiple parcels. With . 45 total acres, a double lot on the cottage side, and a separate waterfront parcel across the road, the possibilities are abundant—enjoy as a seasonal getaway, enhance the waterfront, expand outdoor living, explore future improvements, or imagine a year-round lake retreat. Located in the Sawyer Lake community with beach access, walking trails, and a peaceful country setting, yet within reach of Alton Bay, Laconia, Gunstock, Tilton, and Concord for shopping, dining, recreation, and commuter access. Buyers to perform due diligence regarding permits, expansion, waterfront improvements, and year-round use.

Features

  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Style: Cottage/Camp
  • Year Built: 1964
  • Heating: Electric
  • Cooling: None
  • Approx Sq. Feet: 540
  • Acreage: 0.45
  • Est. Taxes: $2,905
  • Lot Desc: Beach Access,Country Setting,Lake Frontage,Lake View,Trail/Near Trail,Water View,Waterfront,Rural
  • Water Front: Yes
  • Elem. School: Gilmanton Elementary
  • Middle School: Gilmanton School
  • High School: Gilford High School
  • School District: Gilmanton Sch Dsct SAU #79
  • MLS#: 5087587
  • Website: https://www.raveis.com
    /prop/5087587/277hemlockdrive_gilmanton_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2026
Listing courtesy of Keller Williams Realty-Metropolitan   Phone: 603-232-8282
Listing Agent: Amanda Plecinoga

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

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277 Hemlock Drive, Gilmanton, NH, 03237

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,478 $1,557 $2,009
Total Monthly Payment $1,795 $1,874 $2,326

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.