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Land Owned! This beautiful, remodeled home is ready for you. The homes exterior has been painted and a new porch & deck have been added. The deck overlooks water and is a great place for relaxing and enjoying your morning coffee. A spacious garage is set back from the street, so there is room for additional vehicles. Inside the home, an open concept with a beautiful kitchen, stone counter tops, new soft-close cabinets, stainless appliances and a new dishwasher. All new laminate flooring throughout, new ceiling fans and lighting in all rooms. Both bathrooms have custom showers, new fixtures and cabinets. A generous size walk-in closet in the master bedroom provides lots of space and extra storage. This home also features a massive bonus/all season room (14’x22’)- not included in the sq. footage of the home. This room has great views of the water and includes a mini split unit for year-round use, custom blinds and additional door to the outside deck. Too many features to list, this is a must-see home. The Meadows community offers weekly lawn maintenance, a beautiful clubhouse, pool, spa, tennis courts, Pickle ball courts, shuffle board and a fun outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75, many restaurants, the Ellenton Outlet Mall, Manatee County Library and provides 24-hour gated security. The Meadows is a 55+ community offering many activities and social events to enjoy. All information is deemed reliable but should be verified by buyers and/or buyer's agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,200 | $159,200 | $159,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $117 | $117 | $117 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $980 | $1,033 | $1,333 |
| Total Monthly Payment | $1,172 | $1,225 | $1,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.