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Welcome to this beautiful 3-bedroom, 2 bath home that offers 1433 square feet of comfortable living space with thoughtful updates and a peaceful setting that buyers will love. Step inside and discover newer waterproof wood like flooring that adds both style and durability throughout the home. Major upgrades have already been taken care of, including a new roof installed in 2024 and a new AC in 2023, giving peace of mind for years to come. The homes backyard overlook's a tranquil pond, creating the perfect backdrop for relaxing evenings, morning coffee, or entertaining guests. Located just a short distance from popular St Cloud Lakefront. Minutes to Downtown St. Cloud with shopping area featuring over 15 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wildlife to enjoy! This award-winning recreational area offers walking trails, playground, splash pad, sandy beach, boating basin and restaurant for everyone to enjoy. St. Cloud is a family-oriented community offering small town living. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches. Don’t miss your opportunity to own this move in ready home. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in ready home combines comfort, location, and value in one desirable package. Schedule your private showing today! Buyer to verify all room measurements.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $65 | $65 | $65 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,890 | $2,471 |
| Total Monthly Payment | $1,958 | $2,030 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.