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Welcome to this beautifully maintained residence in Carmel, NY surrounded by nature and lush landscaping. Nestled on a nearly 1-acre lot at the end of a cul-de-sac, this home offers a rare blend of privacy, space, and elegant living. Upon entry, a spacious dining room and airy living room with vaulted ceiling accented by skylight flow seamlessly into a sun-drenched modern kitchen with granite countertops, L-shaped chef’s island for culinary endeavors - perfect for entertainment and family gatherings. Effortless connection through the sliding glass doors to a private deck provides an ideal setting for morning relaxation or evening retreat with spectacular sunset views. The main level also features an enlarged master bedroom with dual sets of triple-panel windows that fill the room with natural light and offer expansive outdoor views, a second good-sized bedroom with triple-panel windows, and a spa–inspired, sleek, custom-made bathroom with heated floors, jacuzzi tub, frameless tempered glass shower, and ceiling heater fan and light. Ideal for quests or a home office, the intermediate-floor bedroom offers privacy and easy access. The lower-level recreational space is designed for comfort, convenience, and entertainment. This space could be easily used as a private home gym, playroom, yoga studio, or workshop. The room opens onto a level backyard with a built-in fire pit for a cozy outdoor gathering via a sliding glass door. Conveniently located, the full bathroom and laundry room with a newer washer and dryer provide maximum functionality. Entertain in style with a rich mahogany dry bar. In addition, this level offers a separate entrance to a living area, a bonus room, and a bathroom, making it perfect for a multigenerational family or everyday living. Additional highlights include: roof 2016, well pump 2016, water tank 2023, driveway Fall 2025, HVAC 2020, Lutron dimmers and switches, and stone siding. Conveniently located near the Taconic State Parkway and I-84, makes it a commuter dream. Nearby shopping, restaurants, reservoirs, lakes, hiking, and walking trails. 10-minute walk to White Pond Lake. This residence seamlessly blends all your needs, whether you are looking for social gatherings, majestic living, or privacy. Welcome home!
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Our Executive Mortgage Banker:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $953 | $953 | $953 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,882 | $3,035 | $3,918 |
| Total Monthly Payment | $3,927 | $4,080 | $4,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.