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Lease-Option Available | 9324 SW 58th Cir, Ocala FL 34476. Don't just rent — own. This SW Ocala gem offers a rare lease-option opportunity for the qualified buyer who is ready to stop paying someone else's mortgage and start building toward their own. Built in 2022, this 3-bedroom, 2-bath home with a flex room delivers 2, 141 square feet of modern, move-in ready living. The layout is smart and functional — the flex room works equally well as a home office, formal dining, or 4th sleeping space depending on your needs. Step outside to a fully fenced backyard perfect for kids, pets, or weekend entertaining, and pull into your 2-car garage at the end of every day. The community HOA pool is your summer sorted. This is not an aging rental dressed up for the market. This is a 2022-built home in excellent condition, with current finishes, modern construction standards, and the kind of low-maintenance profile that lets you focus on living — and planning toward ownership. A formal lease-option terms document is available upon request for qualified inquirers. This opportunity is designed for the buyer who is income-qualified and motivated to own — someone who simply needs a defined runway to get there. Serious inquiries only. Qualification requirements apply. 3 BD | 2 BA | Flex Room | 2, 141 SF | 2022 Build | 2-Car Garage | Fenced Backyard | Community Pool
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,000 | $2,000 | $2,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $13 | $17 |
| Total Monthly Payment | $87 | $88 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.