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Less than ten years old, sitting on a DOUBLE LOT, complete with a sparkling screened-in pool AND fully paid off solar panels? That combination is about as rare as finding an empty parking spot at Costco on a Saturday. This two bedroom, two bathroom concrete block home in the highly sought after Ridge Harbor community was built for easy Florida living without the sky-high utility bills. Thanks to the owned on-grid solar system with a transferable 25-year warranty, you can enjoy extremely low monthly energy costs while still soaking up all the comforts of home. Inside, the layout feels bright, open, and welcoming with soaring 9-foot ceilings, ceramic tile flooring throughout, and pocket sliding glass doors that completely open the living room to your private pool area. The kitchen was designed with entertaining in mind featuring gorgeous granite countertops, stainless steel appliances, a movable center island, and a dining space perfectly positioned for gathering friends and family after a long pool day. The primary suite is spacious and relaxing with sliding glass doors leading straight to the lanai so your morning coffee can come with pool views. The primary bathroom is oversized with dual sinks, granite countertops, a beautifully tiled walk-around shower, and a massive walk-in closet measuring approximately 16’ x 6’. There’s also an indoor laundry room with extra storage and the washer and dryer are included too. Outside is where this property really separates itself from the pack. The extra lot is fully fenced with two gates, giving you room for boats, trailers, golf carts, or all the Florida toys your heart desires. Two storage sheds are already in place including a 10x20 shed with ramp access. Hurricane protection is also already handled with accordion shutters on the windows and shutters for the sliding glass doors. Ridge Harbor offers optional HOA membership, a community clubhouse with activities throughout the year, and a private boat ramp nearby for a small fee. You’ll feel tucked away in a peaceful, rural-style setting while still being just minutes from downtown Punta Gorda, shopping, restaurants, golf courses, fishing, beaches, and more. Pool homes are hard enough to find. Double lots are rare. Paid off solar panels? Even rarer. Put all three together and you’ve got one seriously incredible Florida lifestyle package.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,473 | $1,551 | $2,002 |
| Total Monthly Payment | $1,838 | $1,916 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.