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Welcome to 14 Horseshoe Drive, a classic ranch-style home that offers the perfect foundation for anyone looking to build equity through a little sweat equity. This solid residence provides the ease of single-level living and features three spacious bedrooms and 1. 5 bathrooms. Throughout the main living areas, you will find original hardwood floors just waiting to be refinished to their former glory. While the home needs some TLC, it boasts great bones and essential updates, including a brand-new hot water heater for peace of mind. One of the standout features of this property is the expansive walk-out basement, which offers incredible potential for a home gym, workshop, or future finished living space with direct access to the backyard. With its sturdy construction and prime Waterbury location, this home is a fantastic opportunity for a renovation-minded buyer or an investor with a vision. Another great perk of this location is you can sit at the end of the driveway and watch the fireworks the city shoots off on July 4th and again that Post University shoots off for New Year's Day! Meet your neighbors during these great events! HIGHEST and BEST BY 5/19/26 at 6 PM
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 10.0 | Main |
| Bedroom 2 | 9.0 x 9.0 | Main | |
| Kitchen | Eating Space,Vinyl Floor | 9.0 x 16.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 16.0 x 13.0 | Main |
| Primary Bedroom | Half Bath,Hardwood Floor | 13.0 x 11.0 | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,133 | $1,162 | $1,528 |
| Total Monthly Payment | $1,652 | $1,681 | $2,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.